How To Change Your Self with Money

As I have said in my book, money is not the root of evil. But, do you know how money can change your future and even your present?

When we were kids, we are taught that money should not be our concern in this life. Money was not important and money can always be acquired but manners are not. However, manners alone will not give you food nor provide any sustenance for your health. As a matter of fact, people are now dying because there was not enough money to be earned. This is the reason why you must understand how money can change your self and hopefully, your future.

To change oneself is almost as difficult as shedding a new skin – it’s very hard to do. But with all the feelings of pain, regret, or even stress… our attitude and  personalities could change. Think about it – have you ever thought your life was such a drag that nothing could even change it? Even your appearance or your mannerism can’t be shown to the general public due to some failure it might cause? Then you fear that your true self will be shown to all, making you vulnerable inside out.

We’ve been there, and I believe that proper change must be done in order to create a better future for yourself – call it an another form of vengeance…vengeance named “Being Better”.

First, you must learn to move on with whatever is causing your discomfort or even failure. This is the hardest of them all but its the first step to do in order to change your self for the better – especially if you use money. When money is involve, things become quite messy. Your change might become revenge in a violent form if you disregard the power of money to change people – this might corrupt you to your very soul causing you to be just a bitter person (that’s not what we want). What we want is to show ourselves with its prime and unhurt state and this will cause people to lower their guard or even remind them what they are missing without you… you can’t to that if you still hold too much of those painful feelings or memory. Now, I said “too much” – what I mean is, you will still remember what happened and how it did happen… the secret is to use a bit of that remembrance of the pain to push you on focusing all of your efforts to change for the better. If you use this method, I assure you that the next tip will send shivers down to those people who caused you your pain.


Second, use your money to attract the right opportunities by creating a better appearance. You know it right? The whole reason why you got hurt, rejected, or even dismissed. Truth be told, you’ll probably deny it but the strike of it all is that “You are just not that good.”. Your life sucks, your body sucks, your appearance sucks, your career sucks, your whole existence sucks!  – those are the words you’ll often hear, and you have to let go. Now, some would criticize me for saying this on this article but guys, let’s be real here… “Does the real world really mince words of kindness?” – the answer is NO. The matter of the fact why you are probably still reading this, is because you hope to change for the better because the world treated you like garbage. So, to strike the fault at its root… we will be using our money to create you a new persona. Use your money to improve your physical assets – this includes your facial appearance and your clothing, going to the gym, taking on a new job, a new education… all of which requires money and time to do. Doing this, you can create opportunities to open up when you are in a cycle of change. These could be in a form of a new relationship, new career, new venture…etc. When you are presented with such opportunities, then do not be shy to once again use your money as long you don’t overspend it. Create new friends, experience, and a new beginning. If you use your money to improve yourself, then do not be afraid to show the world that you can do so. There’s nothing more attractive than being successful and rich.

Third, money can change who you are in the future. Looking into the past as a motivator to create a better present, can create a promising bright future. But be careful not to be so obsessed about your reason that you lose your capability to decide which is right or wrong. It’s true; we often call this as vengeance via success but sometimes, we let it go over our heads and instead of creating a better future – well you have a bitter end instead. To counteract this, you need to be level headed and think…think…and think some more, before you act on your decisions. A good example of this is the story of “Count of Monte Cristo” (the modern version ofcourse) where Edmund Montes created a better future while experiencing a challenging experience carrying a vendetta from the treason of his friend(s) – in the end, he has to stop his vengeance. Though tumultuous and ruinous the path for such change, still, we need to learn when to stop and when to start again. What is the use of you being great and successful if you lose the end result? You will only lose your friends, love, or even your job by doing so. Listen to your reason, but remember to bid it well when the time comes. Pain due to your past cannot hold comparison with the pain of regret in the Future. You cannot change the past, but you can change your present and the future to end the reason of your regret. If you can then do so, then peace will be your result.



In conclusion, money is also an extension of your assets. To have more is never a bad thing. But what if you do not have any funds or assets at all? Then fear no more – this is the reason I created my ebook “Living Successfully in the Philippines” and this website. You can start by reading my articles on “How to get rich” to start a new career, business, or opportunity to create money. Always remember, your money is only good based on what you value it for. When time comes that you need to change, then change yourself without fear and regret – do not doubt and use your money. Believe that you can change for the better, but if not, then at least you are at peace with yourself by not regretting you did your best to change for the better.


Change is Good…



"Jay Penn" is a Financial Literacy Mentor and Investor who is best known for his Book "Polymath's Profit". He is also an expert in the field of Maritime, Engineering, and Emergency Medical from his past careers. Experienced with Security Analysis, Crisis Prevention, Contingency Planning, and Global Maritime Distress Safety System. Currently instructs Nautical Sciences and is an avid Researcher of Business and Economics. He is also recognized as the "Top Maritime Instructor" for 3 consecutive years in the Maritime Education from 2014; raising the standard for the Maritime Industry and Training.

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