How to create a Retail Clothes Store Business (Clothing Business or RTW: Ready to Wear)

Clothing Retail Store

In my ebook, I have discussed one of the most common albeit easy business to do is in Retail Clothing as this business is highly reliant with customer traffic, and including with traffic- PROFIT also comes too from IDENTITY.

Clothing/ Clothes retail stores are an all time favorite business by businessmen here in the Philippines. Its primary location is mostly in Divisoria and if you just use your eyes a little bit, you will find out that that sellers there are mostly chinese. You could put this business in any commercial location as this is heavily reliant on customer traffic rather than trend here in the Philippines. Though, nothing could beat a Bench or Penshoppe clothing, still, if you are a working class person (which is about 70% here in the Philippines), you will opt for a rather cheaper though comfortable clothing

These retail stores could be surplus or any type of a 2nd hand clothing store. It could also be a bulk manufactured clothes but were rejected with Quality Assurance from major or minor clothing companies. Or, it could also be a foreign brand that you could cater here in the Philippines.


For an independent retail clothing store, you could open it on nearby markets, tiangge, or even at your house and you won’t need any certificates or permits for it. But if you would put this on established commercial spaces or malls, then you might need the necessary permits so choose which one you would like to establish.

For capital requirements, you could start this business with as alow as 5,000 to 100,000 php depending on your place of operation as you may have to pay rent or other miscellaneous.

If you would also do this business in Divisoria or Bazaar, please be mindful that competition is quite fierce on these areas. Technically, the way to outdo the competition for this business is to own MORE areas with MORE items to sell so the customer will be able to choose (and hopefully, yours.). However, doing this might hurt your funds or capital so use due prudence when choosing for your profit-loss ratio.

If you go to divisoria, you don’t even have to interview the sellers there to see that chinese nationals are the one who operates those clothing retail business. Upon review of their business, we would know that they atleast could earn 5,000 php daily depending on season or trend in the Philippines.

All in all, this business requires less attention to the practice of fashion but providing affordable and comfortable clothes that fit the masses. You only need to know how to calculate your profits against your liabilities and you’re set to go.  I highly suggest you get my eBook about Living Successfully here in the Philippines in order to properly establish this business.



"Jay Penn" is a Financial Literacy Mentor and Investor who is best known for his Book "Polymath's Profit". He is also an expert in the field of Maritime, Engineering, and Emergency Medical from his past careers. Experienced with Security Analysis, Crisis Prevention, Contingency Planning, and Global Maritime Distress Safety System. Currently instructs Nautical Sciences and is an avid Researcher of Business and Economics. He is also recognized as the "Top Maritime Instructor" for 3 consecutive years in the Maritime Education from 2014; raising the standard for the Maritime Industry and Training.

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